Just like you annual doctors check up or regular servicing on your auto and seasonal maintenance on your home, it is important that you are looking at your insurance portfolio every now and then to make sure it will appropriately protect you for your current risk and assets.
Many times when you start your insurance policies you simply accept what is offered to you by an agent. But, just like jobs and families and living situations change, your needs for your insurance change as well. After all, it is your safety net in the worst case scenarios.
You might also think “well, I have been with my carrier for 20+ years, that must mean I am getting the best rates possible”, also, not necessarily the case. Just like inflation and the stock market, insurance rates can change at any given time of the year. If you have had tickets, accidents and/or claims that you might not be getting charged for any longer, it might be time to take another look.
So, if it has been a while, lets take a look at your policies to see if you are still competitive in today’s current insurance market place. If your coverage and rates are great where you are at, we will tell you so. If not, we will present you with the options best suited for your needs.